Happy Piglet

This is a question that people, especially those who work in the office, usually ask themselves. Honestly, who doesn’t want to own their own house? Everyone wants privacy. But is it wise to take out a loan from the bank to purchase a house? Most people might think buying a house is better than renting if they save money and have a salary, because after many years, they still won't own the house. In contrast, if they take a loan to buy a house, their monthly payments may be similar, but eventually, the house will belong to them.  It is not wrong to think that way, but you should consider it carefully because even with a salary and a stable living situation, a small change could significantly impact your entire life.  Therefore, if you are considering taking out a bank loan to purchase a house, evaluate your finances and overall economic situation in the following ways: How many sources of income do you have?  If you have only one source of income, you might pos...

It’s a question that people who want to start a business always ask themselves. Should or should not? Let’s do a simple test. You want to start a business, which needs one hundred. You go to the bank, and the bank says that your house can make you get two hundred, but you have to pay ten per month to the bank. Then you  will tell yourself that you can do it because you will spend only one hundred to start that business, and you will have one hundred left, which you can use to pay the bank for ten months. In addition, during ten months, you will work hard to earn and save money, and you don’t think you won't make it. If you have such an idea, ninety percent, you will fail. Hence, it is better not to take the risk.

If you want to find out how you can make money, you should ask whoever is naturally poor. The words "natural poor" refer to anyone who can’t make money, by nature, not because they are uneducated or disabled.  Who are the natural poor? There are two: Old people - because they don’t have the strength to do work like when they are young. Kids - because it’s illegal to work and they have to rely on their parents. So, if you want to know how to make money, you should ask the old-age people and kids under 10 years old what they will do if they want to make money on their own. Collect all their ideas and read them thoroughly; you will find a new and amazing one or two ideas that are very useful.  

What is Selfie Bank? It’s not a bank; it’s self-saving at home, but calling it a ‘selfie bank’ is just to make it attractive and interesting. This creation is derived from the technique of bank business. In general, we put money in the bank, and the bank will give us interest. So, selfie bank uses the same method, but we put money into our savings box, and we give interest to ourselves.  The differences between the bank and selfie bank Bank - We put money in, and the bank gives us interest. - The bank gives low interest. - We need to wait for a long period. - The bank sets the rule. Selfie bank - We put money in, and we give interest to ourselves. - We give high interest. - It is not long. - We set the rule. For instance, We put USD 10.00 into the savings box. Then we determine that if money can stay in the box for one week, we will give interest of USD 1.00. And we can repeat this action till we get the amount that we are planning to save. Remarks Even though this is not a way to ...